Many of us have contents insurance for our homes which will usually cover us against a break in. If you have items that are of high value then you may need to ensure that you list these separately when taking out insurance and check through all the terms in detail to ensure that your homes complies with them.
House insurance can be expensive but it is something that really you do not want to be without. When considering house insurance, security is taken in to account when the insurance companies quote you a price. The types of locks you have on your windows and doors, CCTV and gates etc can all lower a contents insurance price and also give you peace of mind in terms of safety when in or out of your home.
Check with the insurance companies to see what items may lower your house insurance such as installing a recognised house alarm system or changing your door locks. Some insurers often insist that you must have a five-lever mortice lock conforming to BS3621 on all exit doors and key-operated locks on all ground floor and accessible windows to qualify for cover.